Cashwo turns unpaid invoices into automatic revenue. Powered by PayTo — Australia’s bank-backed payment standard — your clients approve once, and every future payment runs on autopilot.
Australian small businesses lose an average of $26,000 per year to late payments. Every follow-up email is time wasted and trust eroded.
Chasing clients for money damages relationships and makes you look unprofessional.
You can't grow when you don't know when—or if—you'll be paid.
Invoicing, follow-ups, and reconciliation eat into your productive hours.
Set up once. Cashwo handles every collection, every confirmation, every reminder — while you focus on delivering value.
Clients approve once from their own banking app. Every payment thereafter runs on schedule automatically.
Know the moment a payment lands — not in 2-3 business days like traditional direct debit, but instantly.
No card numbers, no bank details — all authorisation happens inside your client's own bank. Nothing sensitive ever touches Cashwo.
Create a payment request in seconds. Share via SMS, email, or link. Your client approves from within their own bank — no app downloads required.
Track every payment, agreement, and customer in real time. Instant notifications the moment money lands — before your bank even shows it.
Weekly, fortnightly, monthly, or custom schedules. One-off charges, deposits, and on-demand invoices are equally effortless.
Professionally worded, polite automated reminders sent on your behalf. Maintain client relationships without the awkward money conversations.
All authorisations happen inside your customer's bank. No sensitive data passes through Cashwo — ever. ASIC-regulated, AFSL-licensed.
Billing 5 clients or 500 — Cashwo handles both seamlessly. Add services, adjust pricing, and expand your customer base without friction.
Every other platform started with direct debit and added PayTo later. We started with PayTo. That's not a small difference — it changes everything about how fast, secure, and reliable your payments are.
While legacy providers settle in 1–3 days, Cashwo delivers instant settlement and instant confirmation. Your cash flow shouldn't depend on someone else's outdated infrastructure.
Flat rate pricing, zero setup fees, and a platform that never stores your customers' financial details. Simple, transparent, and secure — by design.
Automated membership fees, no-show charges, and class packs.
Recurring beauty packages and appointment deposits.
Rent collection, strata fees, and property management charges.
Monthly retainers, milestone payments, and project invoices.
Weekly cleaning schedules and periodic deep-clean billing.
SaaS, subscription boxes, digital memberships — any recurring model.
Payment Settlement
Setup Fees
Australian Support
Regulated & Licensed
Four simple steps and you’re done. Cashwo handles every collection from there — automatically.
Define amount, frequency, and description in seconds.
Share via SMS, email, or direct link. No app downloads needed.
One tap in their banking app with bank-level authentication.
Every payment runs on schedule. Instant notifications when funds land.
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